Buying a Home

Buying a home is so exciting yet a nightmare! We found the perfect home! Three bedroom two bath. Nothing major to fix just simple cosmetic repairs... ect. We made the offer, they excepted the next day, our inspection went great no major repairs needed. There was a fan on the heating/AC unit that needed repaired but the bank who owns the home agreed to fix it! So awesome right?! Everything went so smoothly! Our ten day inspection period was up! Everything going so smoothly! woohoo! My brother came down for the weekend and he wanted to see the house, so we went to it and all we really could do was look in the windows but because we were not with our realtor. I am looking in the master bedroom window and there in the ceiling is a gigantic whole! It looked like someone had fallen through it! We called our realtor and he met us there and sure enough someone had fallen through it and now there is water leaking on to the carpet and a closet door! Luckily the bank said they would fix it! I just hope they fix everything because the carpet is ruined from insulation sitting on it for who knows how long. It is a mystery who fell through the ceiling. It is sad that whoever did it, did not fess up but oh well at least the bank agreed to fix it! Now our job is to gather every piece of paper that the bank needs. Bills, W2, letters, any and everything! We are almost there! The close date is the end of February! It is the scariest commitment i have made thus far in my life. People at work like to laugh at me when I say this because they think that getting married should have been the scariest commitment I have made, but i always tell them that was the easiest!